Choosing a dental insurance plan that also covers orthodontics can be more complicated than you’d think. With the hundreds upon hundreds of programs available, there may be only a few that can fit you and your family’s needs.
But where do you start? It’s counter-intuitive, but the last thing you want to do is start punching different keywords into Google. Luckily, we’re here to help!
Here are a few tips and tricks from our team at Bell Orthodontic Solutions on selecting a dental insurance plan!
Check with your orthodontist!
Wondering if your favorite orthodontist accepts a plan you’re considering? Everybody dreads sitting on hold for 45 minutes, waiting to get questions answered by insurance companies. If your family has an orthodontist you all visit and trust, give that office a call!
One call to the office coordinator can clear up any questions and get you back on track! Find out what your local orthodontist accepts, and narrow down your decision based on that information!
See if dental and orthodontics can be added to your medical insurance
Many big-name insurance companies offer dental/orthodontic insurance that can be bundled with your regular medical coverage expenses, which results in a larger bill. If you love balancing your budget with as few payments as possible, this could be a great solution!
You’ll also have an easier time dealing with your current health insurance company instead of reaching out to new ones and getting bombarded with phone calls and emails about quotes.
Consider your budget
We aren’t here to tell you how to manage your money, what you should be spending on insurance, or what you shouldn’t—all of that is your private business. However, if you are having trouble deciding between insurance plans, a budget is a great way to determine your ultimate selection.
Economic times can be uncertain, and money situations can ebb and flow. When deciding on a plan, make a list of pros and cons, and include costs on those lists. Run some numbers, or, if you have a financial advisor, talk to them and get their opinion on the direction you should go with dental/orthodontic insurance. Finding a plan that fits your budget perfectly is a great way to make the right selection!
Call us today!
At Bell Orthodontic Solutions, we can assist you with any insurance questions. We understand that selecting a plan, payment options, etc., can be confusing and that waiting on hold to find out more information about a program can be a waste of time. We work with insurance companies every day, and while we love to focus on making and maintaining beautiful smiles, this is a part of the job.
Call us, book an appointment on our website, or feel free to stop by our office! We will do our very best to help you select the perfect insurance plan for you, your family, and the budget you are working with every month.
